You may have heard we’re doing things differently at the National. Listening. Making it easy. Getting back to basics.

We know life has its ups and downs. And every
one of those ups and downs may impact your home loan.

What if we answered all your home loan ‘what ifs’? In simple English. Without the jargon. In a way that answered your individual needs.

What if we understood it’s not just about
bank products?
It’s not just about fixed rates, variable rates, redraw, offset, refinancing and so on. It’s about how we make those things work for you.

What if interest rates rise?
We’ve already got you covered. When we
approve your home loan we assess your
ability to pay it back at a higher interest rate
(an ‘affordability’ factor).

What if I lose my job?
It’s never something you like to think about, but what if it happened? We adjust your repayment plan. Or arranged a redraw facility – so you can get busy finding another job.

It’s all part of our journey of reinvention. Getting back to what you need from a bank.